Our Terms And Conditions

Thank you for visiting our website. We appreciate your taking the time to visit. To be able to use our website, you have to agree to conform to all our terms and conditions and you also have to be legally bound by each of them. If you find any of the terms difficult for you to agree with, we are afraid, we just have to say you should not use our website!!!

Privacy Policy

Privacy policy is an important part of our terms and conditions. Our privacy policy gives you the right to know how we protect your privacy by protecting your personal information. Agreeing with our privacy policy means you give your consent to our collection and use of your personal information.

Anti-Spam Policy

Our anti-spam policy is also a major component of our terms and conditions and you may take the time to study it.

Compensation Disclosure Policy

Compensation disclosure policy is a very important policy and we have included it in our terms and conditions because we are a very transparent company. Our activities are not shrouded in secrecy.


We reserve the right to modify any part of our terms and conditions without notice. However, once modified, the modifications will be updated on our terms and conditions and they will take effect immediately. This means you should go through our terms and conditions regularly.

The dictates of our business may require such modifications as quickly as possible. This is why we change some of our policies. Remember, change is the only constant thing in life. However, sometimes, the change comes in the form of an additional policy. As we have said earlier, if you are not comfortable with any of our policies at any given time, you are free to quit using our website.


We also reserve the right to terminate any of our policies without notice. Any of our policies can become defunct. We constantly deliberate on all our policies regularly and if we find out that any of them has outlived its usefulness, we will not hesitate to terminate it immediately. At this point, it is important to point out the fact that no matter how many times we review our terms and conditions, it is always in the best interest of all the users of our website.

Licensee Status

It is very important to let you know in clear terms that your license to use our website and your access to our website are both provisional and they can both be withdrawn from you without notifying you if we so desire. Furthermore, they are both not transferable.

If for any reason, you realize you may no longer need both license and access, do let us know and we will terminate both. The non-transferability of the license is in the best interest of the users of our website

Content Ownership

All the content on our website is owned by us and our content providers. We have all property rights to all the content and they include intellectual property right. We won’t take kindly to any infringement upon those rights as we will not hesitate to file a lawsuit against any individual or any organization that infringes upon our rights and we will follow it through.

This policy makes it clear that you do not have the right to copy any of our content without our express permission. If you have any reason to make use of any of our content, you should contact us for a formal request detailing why it is necessary that you make use of the content in question.

If you think we have infringed on your intellectual property rights on any of our content, please send us an official notification and give explicit details that include facts and legal basis of your claim of ownership. We assure you that we will address the issue as quickly as possible.

Disclaimers and Limitation of Liability

You agree that all the information on our website are given on “as available” basis. You also agree that you understand that you use our website at your sole risk. We clearly disclaim all kinds of either statutory warranties or implied warranties promised on our website. We do not claim that our website will always be available, error free and without deficiencies. We do not also guarantee that we will always meet all your requirements.

Information on our website are not 100 percent factual and up-to-date and should not be treated as such. They should not also be taken for professional advice. While we have been trying our best to make our content as accurate and complete as possible, we can’t possibly say they are accurate or complete. So, you agree that we can’t be held responsible for any loss you incurred by over-relying on any of the information.

On no condition will we be liable either directly or indirectly for any kind of damages whatsoever arising from the use of our website or relating to our website in any way. This policy makes it very clear that you are solely responsible for all the consequences that may arise from the use of our website or from the services provided by any of our affiliates. You also agree that our total liability shall not exceed one hundred dollars ($100) and that will cover all the debt or loss that you may have incurred.

Offensive and Obscene Content

You agree that we are not liable for any obscene or offensive content you may come across while using our website. While we strive so much to ensure our users do not come across such content we can’t completely rule out the possibility. So, we enjoin you to contact us if you receive any of such content. Although we still investigate your claim and remove such materials just to give our users a wonderful experience, note that we are not mandated to do so by law.

Since we reserve the right to constantly monitor and remove obscene and offensive materials from our website, we regularly do so. You can also complement our efforts by quickly contacting us whenever you come across such materials.


You hereby affirm that you will not only indemnify us, you will also hold us harmless from any loss, liability or expense that you incur from the use of our website or the liability you incur from breaching any of our terms and conditions. We make it clear once again that you are completely on your own on the use of our website.

Compliance with Extant Laws and Dispute resolution

You hereby agree to act in strict adherence to all the applicable laws guiding our business and activities. We also want to make it clear that any dispute between us will be settled by confidential binding arbitration per the American Arbitration Association commercial arbitration rules. You also agree that each party will have to foot half of the arbitration bill and each party will also have to settle its own attorney charges.

Severability of our terms and conditions

In the event that a court of competent jurisdiction declares any part of our terms and conditions unenforceable or invalid, it does not void all other parts of our terms and conditions. Only that part of our terms and conditions will be expunged completely and will not be linked to some other parts. In other words, the invalidity of a policy does not nullify the whole terms and conditions.

How to reach us

For any question or perceived issue, you can contact us via e-mail by sending a mail to [insert your e-mail address] or by calling us on [insert your phone number]. You can explain your concerns in details and you can be sure that we will address each of them as quickly as possible.

You agree that these terms and conditions constitute the agreement with us on the use of our website and they are binding and enforceable.